Worried About Cholesterol?
A quick checklist of 5 useful formulas (Beyond total and LDL cholesterol) !
Author: Deborah NG SJ
For many years, LDL
and total cholesterol have been treated as targets to be pushed as low as
possible.
However, did you know
that individuals diagnosed with cancer often show lower LDL levels years
before diagnosis?
Also, did you know
that LDL may decline due to chronic inflammation, metabolic stress, or
increased cellular demand?
A research paper reviewed 19 cohort studies, involving over 68,000 adults aged over 60, showed that (1):
💥Low LDL cholesterol was often linked with higher all-cause mortality (death rates) compared with higher LDL, especially in older adults.
💥In many cases, those with lower LDL lived shorter lives, and people with higher LDL actually lived longer.
💥When it came to heart-related deaths, most studies found no clear link between LDL levels and cardiovascular mortality.
So, let’s dive in to
evaluate whether your LDL type is good or bad, accompanied by these markers:
1. TG / HDL Ratio —
Metabolic Health & Insulin Sensitivity
What are Triglycerides (TG)?
What is HDL (Good Cholesterol)?
- 26% higher risk of death from ischemic heart disease (heart attacks)
- The strong triglyceride–heart death link in women disappeared
- This means high triglycerides and low HDL often occur together
2. ApoB / ApoA Ratio — Particle Load vs. Clearance Capacity
Target: < 0.6
- ApoB tells us how many particles are doing the carrying or how heavy the traffic is.
- ApoA tells us how well cholesterol is cleared from the body.
- Fewer cholesterol-carrying particles vs high removal capacity
- Lower probability of cholesterol retention in arterial walls (The key driver of plaque)
High-sensitivity C-reactive protein (hs-CRP) is a blood marker of low-grade systemic inflammation.
Instead of worrying about how much cholesterol you carry, it is more important to assess how “inflamed and reactive” the arterial environment is.
Findings from 27,939 healthy individuals indicated that hs-CRP (4) is a stronger predictor of heart disease risk than LDL alone, even among subjects without cholesterol issues.
4. LDL-C / ApoB
(Target > 4.0 or Big Buoyant LDL)
(Amount of cholesterol carried ÷ number of artery-entering particles)
LDL is a particle created by the liver to transport nutrients around the body to heal and strengthen all cells, tissues, and organs.
In this context, higher LDL is NOT automatically a bad thing.
To determine whether LDL-C is more or less concerning, we need to assess LDL particle size (5) because larger LDL particles carry more cholesterol per particle.
Large LDL particles, when paired with low ApoB and low CRP, are like:
*Big cargo lorries (high LDL) traveling on a smooth, wide, and uncongested road = LOW risk
5. The Most Important Formula:
Putting All Together
Target: < 0.2
This formula integrates 4 independent pathways
into 1 directional signal:
1. ApoB - Particle Load
2. TG - Particle Stress
3. ApoA - Clean up capacity
4. HDL - Transport Efficiency
👉ApoB × TG
= Risk pressure: how heavy and risky the traffic is
👉ApoA × HDL
= Protection power: how strong the cholesterol clean-up system is
- Risk pressure is low
- Clean-up power is strong
- High Metabolism and low inflammation risk

Risk is not about how much cholesterol you have,
It is about whether traffic > overwhelms cleanup!












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